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Solving Money Problems

The Money Quiz

If you won the lottery tomorrow, and your monthly income increased by ten times within 30 days, you would just naturally assume that:

  • From now on, life would be easier and you'd be happy because your future was now secure?   Yes/No

  • With all that money in the bank you'd now be free to choose whatever you wanted and do what you really want to do?   Yes/No

  • Having this money, would permanently remove all struggle from your life and you'd have it made in the shade?   Yes/No

Most people would answer the above questions with an unequivocal "YES", but most of them would be in for a surprise.

The fact is, that about 80% of those who win the lottery, end up broke within two years or less. That's because they somehow came to the conclusion that having lots of money would make them rich.

How did they acquire this misinformed concept about money?

I feel it is because the only times they've felt rich in life were when they were happily spending money. Could this apply to you? This "happy-when-I'm-spending" feeling leads people to believe that "BEING Rich" is just about spending the money. BUT, nothing could be further from the truth!

 

There is an obvious flaw in that brand of reasoning:

Once the money is gone, you're poor again.

For some people, the experience of being rich one day and poor the next is an ongoing, paycheck-to-paycheck drama. The false riches game gets even more insane when people resort to "feeling rich" through credit card spending.

If you're guilty of attempting to spend your way to prosperity, you have a relationship to money that is destined to keep you forever poor.

But if you're fed up with feeling poor, choose the BEING Solution for your money problems, choose a different way of relating to money. It's the only real solution for you if you have negative cash flow problems.

Your Relationship to Money - (from Chapter 20, "Being The Solution")

BEING poor means you want something from life that you don't have. That definition for "poor" makes most of us poor! A millionaire desperate for more wealth is poor, having five maxed out credit cards makes you poor.

In either case, you will have chosen a relationship to money that keeps you poor. The purpose of Chapter 20, is to show you how to change your relationship to money. So, think about this and see if it fits you.

You Do Have A Relationship With Money

If you think you don't have a relationship with money, you may want to rethink your opinion. If you see money only as an inanimate object, just the stuff you receive on paydays, earnings that never quite stretch to the end of the pay period, then you are at the effect of the real cause of your money problems.

As long as you persist in that point of view, your income problems can't be solved.

If you never seem to have all the money you think you need to make your life whole and complete, your money problems are the consequence, not the cause, of your predicament.

And to find your way out of your financial bind, you must be able to see that the real problem is in WHO you've chosen to BE, as in how you relate to money.

Your Relationship To Money Is Expressed In Three Ways:

  1. As your prosperity consciousness or lack of it. A prosperity consciousness can be defined as feeling prosperous when you think about your personal finances.

  2. As your spending strategy - An insatiable need for instant gratification will create negative cash flow and the resulting poverty consciousness will keep you in debt and poor. On the other hand, spending less than you make creates a positive cash flow, resulting in the prosperity consciousness that will make you rich.

  3. As your earning strategy - Almost no one ever became wealthy off their income from trading hours for dollars. Creating multiple streams of residual income is the true path to wealth.

In Chapter 17 - How You Attract Money, from "Being The Solution" you would learn how to use the Power Pause for developing a prosperity consciousness that would have a surplus of money flowing in your direction.

The first step toward that prosperous feeling that attracts money, is to create a positive cash flow, usually by spending less than you make.

If you are to manage your cash flow, you'll need to understand the laws of money that control your spending habits. You'll learn about those laws in Chapter 20. You will also learn how your current earning strategy is keeping you poor and you'll find there, some suggestions for changing your earning strategy.

Once you acquire a prosperity consciousness, you will attract money like a magnet attracts metal filings. Then when you take full charge of your spending habits and change your earning strategy, you'll be well on your way to becoming wealthy.

A Being Solution Example - Maria Mays increased her massage practice income by 1/3 in just one month.

 

How did she do that? Maria spend thirty minutes a day visualizing her massage practice schedule filled every day with happy satisfied clients. That visualization process, over a period of one month, changed Maria from who she had been being, to who she needed to be to have her schedule filled.

How does that work? Once you change who you are BEING, the Universe steps forward to provide everything that belongs with your new BEING commitment.

Can money problems be that easily solved? You bet!

You have heard this before and I will repeat it again and again. There are two spiritual laws that govern what you may or may not have in your life.

  1. The Being Principle - We become what we think about.

  2. The Attraction Principle - What you have in life must correspond exactly to who you are.

These two principles run your life whether you choose to be consciously aware of them or not.

So, now that you are aware of the rules, you have a choice. You can be a victim of the negative cash flow you've created by choosing who you would be in your relationship to money, or you can put those two principles to work to solve your money problems. Rich or poor, it really is your choice!

To change your cash flow from negative to positive, you need only change your relationship to money. How do you do that? Take charge of your thinking habits. You can become whoever you want to be by just thinking about becoming that person.

Let's say you chose to BE someone who attracts lots of money. Once you accomplished that BEING intention, the Universe would have no choice except to supply you with money at the level of your new consciousness. You acquire a prosperity consciousness, by changing the pattern of your thinking.

Life Is A Being Choice

Every moment of your life requires a BEING Choice. Every situation you face requires a BEING Choice. In all cases you're choosing who you will be under the circumstances.

When you allow yourself to see that, when you see the light, you'll realize that your escape from poverty requires nothing more or less than making a new BEING Choice to replace the poverty consciousness.

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Chapter 6, What's Stopping You,

from "To God Or As God" - Pg 66.

To reaffirm your belief that there truly IS a way out, let's review the principles governing you life, The BEING Principle and The Attraction Principle. The number one principle controlling you destiny is The BEING Principle, we become what we think about. If you want to take charge of your life, choose out of that box and take charge of your thinking.

Changing the pattern of your thinking changes who you are BEING, and in case you'd forgotten, your new BEING choice becomes a powerful prayer that the Universe must bring into manifestation. It's the law that your reality concept must manifest!

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Chapter 4 - Money and You

from my book

"So, Why Aren't You Rich?" - Pg. 85 & 89

 

The Spender's Law of Money

Our expenses will rise to meet the level of our income

until we choose otherwise.

 

The Saver's Law of Money

10% or more of all you earn is yours to save and invest.

 

Pg. 99

Your decision to save is not just something you decided to do;

it is a statement of BEING which results in a transformation.

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Chapter 7 - Being Transformed

from my book

"Being The Solution" -  pg 111

 

Your commitment to yourself is to concentrate your thoughts for thirty minutes each day; seeing yourself BEING the successful person who already has what you want most from life. This process works better if you break the thirty minutes into three ten-minute segments, perhaps morning, noon and night. I suggest you do the last visualization just before you go to bed, so that you can dream about it.

 

The words you've written on these cards can change your life, but when used only as an affirmation, they seldom work as well as when used in visualization. If you can see yourself living that better life in your dream reality, feeling as you would feel if you were BEING that successful person, your chances for transforming your life will be much greater.

 

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Win at life and love by playing full out and unattached

Darel A. Rutherford
Author, Workshop Presenter, Life Coach

darel@richbits.com    
7116 Arroyo Del Oso NE
Albuquerque, NM 87109
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The Winner's Secret by Darel Rutherford

 

 

 

 

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